July 13, 2026
Key Takeaways Call 911 immediately after a drunk driving crash and inform officers that you suspect impairment. California law requires drivers involved in injury accidents to stop and provide information. Drunk drivers are typically held liable through negligence per se when convicted of DUI. California minimum liability limits often fall short of covering serious crash injurie...
read moreJuly 3, 2026
Key Takeaways Minor property-damage-only accidents can often be resolved through insurance without an attorney. Delayed injury symptoms after a crash can still create serious legal and medical complications. California law limits how much each at-fault party pays, which can affect the total compensation you recover. Recorded statements given to adjusters without a lawyer can hurt th...
read moreJune 26, 2026
Key Takeaways California is an at-fault state, meaning the driver who caused the accident is financially responsible for damages. Victims in California must file a claim against the at-fault driver's liability insurance, not their own PIP coverage. California's pure comparative negligence rule allows injured victims to recover damages even when partially at fault. Insurance adjust...
read moreJune 24, 2026
Key Takeaways California law bars insurers from raising rates if you were 50% or less at fault for an accident. California law limits insurers to three specific factors when setting your rate; using anything else is illegal. Admitting fault or apologizing at the scene gives insurers grounds to raise your rate after the crash. Insurance adjusters use recorded statements to extract ad...
read moreJune 19, 2026
Key Takeaways Totaling a leased car in California means notifying your insurer, the police, and the leasing company immediately. Insurance pays only the vehicle's actual cash value, which is often less than your remaining lease balance. GAP insurance covers the difference between the ACV payout and what you still owe on the lease. Without GAP coverage, you remain personally responsi...
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